AI-driven personal finance startup SaveSage has raised $1 million in a mix of equity and debt as part of its pre-seed funding round led by Bhavesh Gupta, with participation from N.R. Narayanan, Lalit Wadhwa, DSP Family Office, Venture Catalysts, and Suvrat Sehgal.
The funds will be used to enhance SaveSage’s AI engine, expand product capabilities, and accelerate user acquisition.
Founded in October 2024, SaveSage enables users to track, manage, and optimize credit card and travel loyalty rewards. Within less than a year, the startup has achieved 200,000 users and reached an annual revenue run rate of $1.1 million as of September 2025.
SaveSage’s mobile app helps users with credit card management, reward optimization, and bill payment services—providing real-time insights and AI-driven recommendations to maximize savings.
The company currently manages over 1 million credit cards and 400,000 loyalty program accounts, with 100,000 users actively paying their bills through the platform.
SaveSage competes with established fintech players such as CRED, CheQ, and OneScore, but differentiates itself by focusing on reward maximization and loyalty program integration.
With this fresh funding, SaveSage aims to further refine its technology stack, introduce new personalization features, and scale operations to serve India’s rapidly expanding digital credit user base.
