Fintech startup Curie Money has received final approval from the National Payments Corporation of India (NPCI) to expand its innovative savings and payments platform across the country. With this milestone, the company has officially moved out of its beta stage and is now live for all users on Android and iOS.
Founded by Arindam Ghosh and Tushar Choudhary, Curie Money operates at the intersection of investments and payments, The feature of instant redemption allows investors to withdraw funds directly into their bank account within seconds, unlike regular redemptions that take one or two business days. This model, similar to money market systems in developed economies, enables users to earn up to 6.7% annual returns without compromising on convenience.
The company holds both an AMFI mutual fund distribution license and NPCI approval for UPI operations. It has partnered with YES Bank as its banking partner and leading asset management companies like ICICI Prudential and Bajaj Finserv to enable secure, compliant transactions.
Curie had earlier raised $1.2 million (₹10 crore) in seed funding in December 2024, led by India Quotient with participation from other investors. The company’s next phase of growth will focus on expanding its user base, enhancing its app experience, and increasing awareness around investment-linked payments — a concept that merges the benefits of returns and liquidity in everyday spending.
By integrating UPI and mutual fund technology, Curie Money aims to transform how Indians save and spend, promoting a smarter, yield-driven approach to digital finance.
By: Arushi Agarwal
