Arogya Finance is a healthcare fintech startup based in Mumbai, India, that offers medical loans without collateral or formal income proof for patients who struggle to get bank credit.
This is a short Startup Deep Dive profile of Arogya Finance. It includes only information that could be found in publicly available sources, and it will be expanded when more verified details are published. It is educational and not investment advice. Last updated: October 2026.
Arogya Finance Quick Facts
| Company | Arogya Finance |
| Founded | 2011 |
| Headquarters | Mumbai |
| Founders | Jose Peter |
| Sector | Medical loans fintech |
| Total funding | reported: about $988 thousand across 6 rounds (third-party aggregator; unverified) |
| Valuation | Not disclosed |
| Website | Not disclosed |
“Not disclosed” means no reliable public figure was found. Figures marked “reported” may differ between sources.
What Is Publicly Known About Arogya Finance
- Arogya Finance offers loans for medical emergencies and pre-approved loans for planned future care.
- Company-stated: its approach does not require collateral or income proof, and it uses a risk assessment tool.
- One profile says it uses a psychometric test rather than a credit bureau score.
- Borrowers can repay in EMIs of up to 36 months.
- Reports differ on founders: Jose Peter is named as co-founder and CEO in a 2016 press release; another aggregator names Yogesh Mariwalla; a third names Jose Peter with Dheeraj Batra.
- 2011: reported founding year.
- 2016: announced partnerships with doctors and hospitals to provide medical loans.
- Recognised by SEAD (Social Entrepreneurship Accelerator at Duke) as a social innovator.
- Reported by a third-party aggregator: about $988 thousand across 6 rounds from investors including Italica, 1Crowd and Index Advisory; no primary announcement found.
Why Information on Arogya Finance Is Limited
Early-stage and privately held companies are often not required to publish financial statements, and many do not announce funding, customers or product milestones. Names can also be shared by several organisations, which makes it hard to match reports to the right company. Readers who want to assess Arogya Finance should check the company’s own announcements and its filings with the Registrar of Companies.
- Check the basics: company registration, founders, product status and customers.
- Check the money: funding announcements and audited financial statements.
- Check progress: demonstrations, approvals and signed contracts.
Arogya Finance FAQs: Frequently Asked Questions
What is Arogya Finance?
Arogya Finance is a healthcare fintech startup based in Mumbai, India, that offers medical loans without collateral or formal income proof for patients who struggle to get bank credit. This short profile includes only verified public information.
Who founded Arogya Finance?
Arogya Finance is reported to have been founded by Jose Peter.
How much funding has Arogya Finance raised?
reported: about $988 thousand across 6 rounds (third-party aggregator; unverified). Funding figures are reported and may differ between sources.
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Source
Source: Publicly available data, published reports, industry research, and other credible sources.
