Financial planning and wealth management platform Fincart has launched the latest version of its Fincart App, introducing AI-powered financial planning and goal-based investing to help users manage their wealth through a single digital platform.
The upgraded app brings together a wide range of investment products, including mutual funds, digital gold, unlisted stocks, Portfolio Management Services (PMS), and insurance solutions, while leveraging artificial intelligence to deliver personalized financial recommendations based on individual financial goals and investment behaviour.
According to the company, the platform enables users to independently plan, invest, manage, and monitor their financial journey through an integrated digital experience. The app is designed to simplify wealth creation by combining financial planning tools with AI-driven personalization, making investment decisions more accessible for both new and experienced investors.
Founded in 2013 by Tanwir Alam, Fincart Finvest has established itself as a technology-enabled financial planning and wealth management platform offering services across investment planning, wealth creation, retirement planning, tax optimization, and risk management.
With the launch of the upgraded application, the company is taking a significant step toward evolving from its traditional relationship-driven advisory model into an AI-led wealth management platform. The transition is aimed at making personalized financial guidance available to a broader audience, regardless of the size of their investment portfolio.
One of the key highlights of the new app is its AI-based investor profiling system. Users are categorized into investment personas such as Explorer, Grower, and Anchor, based on their financial behaviour, investment preferences, and long-term objectives. These profiles allow the platform to recommend suitable mutual funds, suggest portfolio allocations, and offer customized financial insights tailored to each user’s goals.
Beyond investments, the platform also includes budgeting tools, comprehensive portfolio tracking, AI-powered financial recommendations, external asset synchronization, family account management, and integrated insurance offerings, enabling users to manage multiple aspects of their financial lives from a single interface.
The launch reflects the growing adoption of artificial intelligence across India’s wealth management industry, where fintech companies are increasingly leveraging technology to deliver scalable, personalized financial advisory services. By combining AI-driven insights with diversified investment options, Fincart aims to make professional financial planning more accessible to retail investors while helping users build long-term wealth with greater confidence.
