Unico Housing Finance Pvt. Ltd. has raised ₹120 crore in a funding round led by Anicut Capital, with participation from UC Impower. The investment aims to accelerate Unico’s mission of bridging the housing credit gap for India’s low- and middle-income households.
India’s affordable housing finance market is witnessing rapid expansion, projected to grow over 20% annually due to rising urbanization, increasing household incomes, and government-backed initiatives like Housing for All. However, access to affordable credit remains a challenge, with nearly 25 million housing units still in shortage and many families underserved by traditional lenders.
Unico Housing Finance brings together a leadership team with decades of lending experience and a vision to create responsible credit solutions tailored for underserved communities. By focusing on this segment, the company is positioned to capture rising demand, strengthen financial inclusion, and unlock the path to home ownership for thousands of families.
With this infusion of capital, Unico plans to scale its lending operations and expand its reach across urban and semi-urban India, supporting the broader goal of making affordable housing a reality for more families.
By: Arushi Agarwal
