The fintech industry is being transformed by visionary founders who are redefining digital payments and financial services. These leaders are driving innovation, improving accessibility, and enhancing user experiences, making financial transactions faster and more secure. The following 40 founders have made significant strides in revolutionizing payments, paving the way for a future where finance is seamless, inclusive, and technology-driven.
Nitya Sharma (Founder, Simpl): Nityanand is the founder of Simpl, India’s fastest growing checkout and post purchase experience platform which aims to empower consumers and merchants by providing innovative commerce solutions rooted in trust, transparency, and our generation’s financial values. His efforts have helped Simpl emerge as a leading player in India’s fintech landscape, forging partnerships with numerous merchants and achieving widespread user adoption.
Rohit Mahajan (Co-Founder, Plutos ONE): Rohit is the co-founder of Plutos ONE, India’s youngest TSP for the Bharat Bill Payment System. Rohit is a digital payments specialist, and has played a pivotal role in transforming a startup into India’s largest merchant aggregator and a trusted digital payment consultant for banks. His expertise lies in driving disruptive growth and operational excellence in Digital Payments, FinTech, and Media Marketing. Over the last 14 years, he has spearheaded the development of innovative B2B and B2B2C products, fostering partnerships with top-tier banks and creating strategic campaigns that significantly increased digital transaction volumes.
Rohit Taneja (Founder & CEO, Decentro): Rohit is the Founder & CEO of Decentro, a one-stop platform where we can integrate with desired banking APIs or SDKs and then go live within a few days. He is a Fintech entrepreneur with experience across payments, banking & security. Previously, Rohit co-founded Mypoolin (acquired by Wibmo), showcasing his knack for building innovative solutions in payments and finance.
Karan Kapoor (Co-Founder, Surepass Technologies): Karan is the co-founder of Surepass Technologies, which simplifies the user onboarding process for enterprises by providing Real-time ID verification APIs, Digital KYC, Document OCR, and a whole lot of other APIs. Karan’s contributions to the fintech ecosystem include pioneering tech-driven approaches to tackle identity fraud and compliance challenges, earning recognition for transforming how businesses verify identities in a secure and efficient manner.
Kumar Abhishek (Founder, Tone Tag): Abhishek spearheaded the creation of Tone Tag, harnesses the power of sound to build a robust channel of data communication to enable extraordinary experiences across businesses. At ToneTag, he manages the product and serves an executive role to bridge the last mile in making mobile transactions a reality for all.
Kunal Aggarwal (Founder & CEO, Credflow): Kunal is the founder and serves as the CEO of Credflow, a plug and play model for B2B businesses to reduce their working capital needs and increase growth and profits and automates Accounts Receivables & Payables for SMEs. His passions are startups, new technologies, books and cricket.
Anuj Kacker (Co-Founder, Money Tap): Anuj Kacker is a dynamic entrepreneur and the co-founder of MoneyTap, a pioneering fintech startup offering flexible credit lines to individuals. He plays a pivotal role in driving product innovation, marketing strategies, and customer acquisition.
Aman Bhayana (Founder, PayCrunch): Aman Bhayana is the founder of PayCrunch, a fintech startup focused on providing credit solutions for young individuals without traditional credit scores. He leads the company’s strategic vision, driving innovations in buy-now-pay-later (BNPL) solutions and expanding PayCrunch’s reach in the Indian market.
Madhusudanan R (Co-Founder, M2P Fintech): Madhusudanan co-founded M2P Fintech, a company that helps businesses embed financial services into their core offerings to provide a tech layer that connects banks, fintechs, and financial institutions, and to help businesses create financial solutions. As a Co-Founder of M2P fintech, he has spent the last 9 years building, strategizing and steering the company to become the largest API Infrastructure platform.
Prakash Sikaria (Founder, Super.Money): Prakash Sikaria is the founder and CEO of super.money, a Unified Payments Interface (UPI) app that aims to make online payments faster, safer, and simpler, from the Flipkart Group. He is an entrepreneur with diverse experience across marketing, strategy, finance and general management.
Aditya V (Co-Founder & CEO, Swipe): Aditya spearheaded the establishment of Swipe and leads it as CEO. With Swipe we can create all categories of Billing documents like Sales Invoices, Sales Returns, Purchase Invoices, Purchase Orders, Estimates, Manage Inventory in real time with Stock In & Stock Out options, and generate Delivery Challans for Invoices directly. His leadership has resulted in impressive adoption rates and strategic partnerships, positioning Swipe as a key player in the digital payments ecosystem.
Ankur Sharma (Co-Founder & Chief Product Officer, Instamojo): Ankur Sharma drives product innovation and strategy at Instamojo, a leading payments and e-commerce platform for small businesses in India. He has played a key role in simplifying digital payments and enabling entrepreneurs to go online effortlessly.
Hemant Vishnoi (Founder, EnKash): Hemant Vishnoi, the founder of EnKash, has been instrumental in revolutionizing B2B payment and expense management in India. Under his leadership, EnKash has become a leading platform for businesses to streamline their financial operations, offering innovative solutions like corporate credit cards and spend automation. Hemant’s expertise lies in scaling financial products and creating seamless digital payment ecosystems. His vision and strategic execution have earned EnKash a strong reputation in the fintech space, empowering businesses to manage cash flow efficiently.
Kush Taneja (Founder, Fam): Kush is the visionary behind FamApp, formerly FamPay, focuses on financial inclusion of the next generation. Under him, Fam has gained recognition for introducing features tailored to modern financial habits, such as goal-based savings and real-time expense tracking.
Vivekanand Tripathi (Founder & CEO, Pelocal): Vivekanand Tripathi leads Pelocal, a fintech payment platform that simplifies hyper-local transactions. As Founder and CEO, he focuses on strategic growth, product innovation, and partnerships to enhance the user experience. His vision of fostering financial inclusion has helped Pelocal carve a niche in the competitive fintech landscape.
Rahul Nagar (Co-Founder, Kredmint): Rahul Nagar is the co-founder of Kredmint, a fintech payment startup that provides innovative solutions for seamless digital transactions. With a strong background in the financial technology space, he has been instrumental in developing the company’s core strategies and leading key operations to expand Kredmint’s market presence. His contributions have helped shape the company’s offerings and position it as a competitive player in the industry.
Natasha Jethanandini (Co-Founder & CTO, Kaleidofin): Natasha is the Co-Founder and CTO of Kaleidofin, a fintech startup dedicated to enhancing financial inclusion through personalized, accessible financial products for underserved communities. Natasha has played a crucial role in shaping the company’s product development and tech strategies. Her work has helped create innovative solutions that empower individuals to manage their finances efficiently, contributing to financial literacy and economic empowerment.
Jose Thattil (CEO & Co Founder, Phi Commerce): Jose Thattil is the CEO and Co-founder of Phi Commerce, where he leads the company’s strategic direction and oversees its growth and operations. With a strong background in the fintech sector, Jose has been pivotal in shaping Phi Commerce into a dynamic player in the payment solutions space. He is known for driving innovations that simplify and enhance digital transactions for businesses and consumers alike.
Uday Somayajula (Co Founder, ePaylater): Uday Somayajula is the co-founder of ePaylater, a prominent fintech platform that revolutionized the way consumers access credit at the point of sale. With a strong background in tech and finance, Uday has been integral in building ePaylater’s vision of providing instant, flexible credit solutions for customers.
Jitendra Gupta (Founder, Jupiter Money): Jitendra Gupta is a fintech entrepreneur and the driving force behind Jupiter Money, a neobank focused on simplifying personal finance and enhancing user experience through a mobile-first approach. Before founding Jupiter, he was deeply involved in the financial services sector, having gained substantial experience in payments and digital banking. Gupta’s vision was to create a platform that is user-centric and employs innovative tools to help users manage their money effectively.
M.N. Srinivasu (Co Founder & Director, Bill Desk): M.N. Srinivasu is the co-founder and director of BillDesk, one of India’s leading fintech payment solutions providers. His expertise in business development and operations has significantly contributed to BillDesk’s rise as a trusted payment platform, serving millions of users and powering seamless transactions across various sectors.
Tushar Choudhary (Co-Founder, Curie Money): Tushar is a fintech entrepreneur who co-founded Curie Money, a startup focused on simplifying financial management for individuals and businesses. He is instrumental in overseeing the company’s strategic growth, product development, and partnerships. With a strong background in business strategy and operations, Tushar has been pivotal in building a user-friendly platform that aids users in tracking, managing, and optimizing their expenses.
Himanshu Chandra (Co Founder, Progcap): Himanshu Chandra is the Co-founder of Progcap, a fintech startup that provides working capital solutions for small and medium-sized businesses. With a strong background in finance and strategic growth, Himanshu has played a crucial role in building and scaling the company’s operations, driving innovative solutions to help underserved businesses access essential financing.
Nikhil Kumar (Co-Founder & Chief Evangelist, Setu): Nikhil is a prominent figure in the fintech sector, serving as the Co-Founder and Chief Evangelist of Setu, a company that is redefining payment infrastructure in India. With a deep understanding of both technology and financial services, Nikhil has been instrumental in developing Setu’s vision and building strategic partnerships that streamline financial access for businesses and individuals.
Rahul Ayayappan (Co-Founder, Finacus):Rahul Ayayappan is the co-founder of Finacus, a leading fintech company specializing in providing innovative payment solutions and banking technology. With a strong background in technology and entrepreneurship, Rahul has been pivotal in driving Finacus’ growth, ensuring that their products align with the evolving needs of the financial industry. His work includes spearheading the development of cutting-edge payment systems, fostering partnerships, and steering strategic initiatives.
Akash Sinha (Co-founder and CEO, Cashfree): Akash Sinha is the co-founder and CEO of Cashfree, a prominent fintech payment solutions provider in India. He has played a pivotal role in developing and scaling the company’s comprehensive suite of payment products, which includes payment gateways, payouts, and API integrations. Sinha has been instrumental in driving the company’s growth and innovation in digital payments, establishing Cashfree as a trusted partner for businesses of all sizes.
Manish Shukla (Founder, Cheq UPI): Manish Shukla is the visionary behind Cheq UPI, a fintech startup dedicated to enhancing the payment experience for users. As the founder, Manish leads the strategic direction and development of innovative solutions that aim to simplify digital transactions. His background includes extensive experience in the financial technology space, where he has contributed to creating seamless and secure payment services. Notably, under his direction, Cheq UPI has gained recognition for its user-centric approach and commitment to making payments faster and more accessible.
George Sam (Director & Co-Founder, Mindgate): George Sam is the Director and Co-Founder of Mindgate Solutions, a leading fintech firm that specializes in payment solutions and banking technology. With a strong background in product strategy and technology development, he has played a pivotal role in driving Mindgate’s growth and innovation. Under his guidance, Mindgate has achieved significant milestones in simplifying and modernizing payment processes.
Umakant Sahoo (Founder/ Chief Sales Officer, iServeU): Umakant Sahoo, Founder and Chief Sales Officer of iServeU, has been at the forefront of the company’s growth and strategic direction. With a keen focus on driving sales and building strong client relationships, he has been instrumental in shaping iServeU’s vision and expanding its reach in the fintech landscape. His contributions include fostering partnerships, spearheading innovative sales strategies, and championing financial inclusion initiatives through iServeU’s services.
Nitin Gupta (Founder and CEO, Uni Cards): Nitin Gupta is the Founder and CEO of Uni Cards, a fintech startup revolutionizing the credit card industry in India with its innovative approach. He has a strong background in technology and financial services, having previously worked in leadership roles at various organizations, which helped him build the expertise to launch Uni Cards.
Rajeev Agrawal (Founder and CEO, Innoviti): Rajeev Agrawal is the founder and CEO of Innoviti, a leading fintech company that specializes in payment solutions tailored for businesses to enhance customer experiences. With a background in engineering and extensive experience in the tech industry, Rajeev has been at the forefront of driving innovation in the payments landscape.Under Rajeev’s guidance, the company has grown to serve thousands of businesses across sectors, facilitating more efficient transactions and advanced payment solutions.
Anubhav Jain (Co-Founder and CEO, Rupifi): Anubhav Jain is the Co-Founder and CEO of Rupifi, a fintech startup specializing in embedded B2B payments and credit solutions for businesses. With a background in engineering and business management, he has played a significant role in shaping the company’s vision and steering it towards rapid growth. His strategic guidance and innovative thinking have helped Rupifi build a strong reputation among SMEs for delivering seamless and scalable credit and payment solutions.
Utkarsh Jyotishi (Founder & CEO, InDhanPay): Utkarsh Jyotishi is the visionary leader behind InDhanPay, a fintech startup that is revolutionizing digital payment solutions. As the Founder and CEO, Utkarsh has been instrumental in shaping the company’s strategic direction, product development, and market expansion. His expertise in financial technology and a deep understanding of the payment ecosystem have helped establish InDhanPay as a trusted player in the industry.
Amit Lodha (Co Founder & CEO, Fatak Pay): Amit Lodha leads Fatak Pay with a focus on simplifying payments and financial solutions for underserved communities. With a background in technology and entrepreneurship, he has been instrumental in scaling the company, enhancing customer experiences, and driving financial inclusion. His vision has helped Fatak Pay establish a significant footprint in the fintech space, making financial services more accessible.
Abhinav Sinha (Co-founder, Eko India Financial Services): Abhinav Sinha is the co-founder of Eko India Financial Services, a fintech platform focused on enabling secure and efficient financial transactions for underserved communities. He plays a pivotal role in driving strategy, operations, and partnerships to expand the company’s impact across India. His efforts have contributed to making Eko a trusted player in the digital payments and remittances space.
Ramaswamy Iyer (Founder and CEO, Vayana Network): Ramaswamy Iyer is the driving force behind Vayana Network, a leading trade finance platform enabling seamless access to working capital for SMEs and large corporations. With a career spanning over 25 years in financial services, he has built a reputation for creating innovative credit and lending solutions. At Vayana Network, he has been instrumental in building a global ecosystem of lenders, borrowers, and technology partners.
Prashanth B (Founder, Yuva Pay): Prashanth B, founder of Yuva Pay, is spearheading a mission to drive financial inclusion through innovative payment solutions. He has been instrumental in creating a platform that bridges the gap between urban and rural India by offering seamless digital payment services. His work has significantly contributed to making cashless transactions accessible to underserved communities.
Vibhore Goyal (Founder, OneBanc): Vibhore Goyal, the founder of OneBanc, has been pivotal in revolutionizing the way businesses manage payments and transactions. Under his leadership, OneBanc has developed cutting-edge solutions that simplify banking and payment processes for individuals and enterprises alike.
Mohan K (Co-Founder/CEO, IppoPay): Mohan K, Co-Founder and CEO of IppoPay, plays a key role in revolutionizing payment solutions for small businesses in India. With extensive experience in technology and product development, Mohan has been instrumental in driving innovation, ensuring customer-centricity, and fostering rapid growth for the startup. His vision and execution have made IppoPay a trusted name in the fintech ecosystem.
These 40 fintech founders have reimagined digital payments and financial services, driving innovation, accessibility, and growth. Their groundbreaking work sets the stage for a future of more inclusive, efficient, and user-focused financial solutions. As the industry evolves, their influence will continue to inspire progress and shape the future of finance.
–Authored and edited by Sandhya Bharti, Deputy Editor, Indian Startup Times.
Disclaimer
The selection process involves rigorous evaluation but is based on subjective criteria, which may lead to variations. Parameters include industry influence, reputation, experience, contributions, education, accolades, and followership. While comprehensive, assessments may not capture every aspect of a candidate’s profile. Selection does not imply endorsement or guaranteeing future performance. Feedback is welcomed for improvement.
